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Apr 08

Issues to be aware of when buying a second hand car

Posted by:AutoMoney

Buying a second hand car

Buying a second hand car can often ensure a good deal – cars that have already been owned lose less market value compared to a brand new car off the forecourt.

Also with a second hand car, you are more likely to be able to strike up a deal and haggle on the price, whereas with new cars this is less likely.

But buying a second hand car can come with a few issues and potential pit falls. These include:

Cut and Shut:

A “cut and shut” is when two or more vehicle parts have been welded together to make one. Often these parts have come from cars or vehicles that have been damaged by accidents and therefore written off by insurers. Once a vehicle is built from these remains, the car is given the identity from one of the wrecks used. It isn’t easy to spot a cut and shut - there isn’t generally a line down the car that you can see clearly showing the joining of two cars! So if you are in any doubt, get it checked by an expert. If you are buying from a reputable car dealer you do have some protection if you find a problem later, but if buying privately, you do not. Bear in mind that offers that seem too good to be true usually are! just walk away – there are always other cars available.

Car cloning:

Another thing to consider is the possibility of car cloning. Occasionally, a car is given the identity of another vehicle that is almost identical in looks. By switching number plates with a car that is the same model, make, and colour, used cars can be cloned. This is why some people find themselves accused of speeding, for instance, in a location miles away that they have never visited. The cloned car has committed the offence, but because they have copied the number plates, the fine is sent to the legitimate owner. When buying a car always make sure that both the registration number and the VIN (Vehicle Identification Number) match those on the log book.

Car clocking:

Clocking is the term for removing miles from the odometer of a car – something that is illegal to do. By winding back the clock and removing miles, cars can be sold for a higher price. Each 1,000 miles removed from the clock can increase the asking price significantly.

Before buying a used car, we strongly recommend that you consider checking the car’s history details via a car data check available online for a small price. Worth it in the long run.

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Borrow with confidence

Borrow with confidence

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350.5%APR Representative
Representative example: Loan amount £1000. Duration 18 months. Repayable by 16 monthly repayments of £170.42 and one of £198.42 (includes Bill of Sale registration fee of £28) commencing two months from the date of the loan. Total amount repayable £2925.14. Rate of interest 187% per annum fixed. Representative 350.5%APR. LOANS ARE SECURED ON YOUR CAR. The vehicle may be repossessed if you do not keep up the repayments.