PRIVACY POLICY

IMPORTANT USE OF YOUR INFORMATION

This is the Privacy Policy of AutoMoney of 139 Eastbank Street, Southport, PR8 1DQ. Your privacy and security is of the utmost importance to us. AutoMoney is committed to protecting the privacy of your personal information which we gain about you when you apply to us for a loan and when we manage your account.

Obtaining information

You are free to browse the website www.auto-money.co.uk without providing any personal or any other information whatsoever.

If, however, you wish to apply for any of our products and/or services then it will be necessary for us to collect information about you in order that we may consider your application further. This information is collected as follows: Directly from you:

Personal information such as full names, date of birth, marital status, details of dependents etc.

Contact information such as address, telephone numbers, email addresses etc.

Financial information such as details of any outstanding loans, mortgages and/or other credit.

The data is volunteered by you and collected via an online application form or by applications completed in person at a store location or alternatively you may print out our application form and complete and return this via the post.

From third parties

Information about you in support of your application. This may include references in respect of your employment.

Your actions on our site

This can show us for example which elements of the website you use most and least.

You have the right to know how we will use your personal information

The information we collect about you will be recorded electronically and may be used in the following ways:

  • To enable us to consider your application for a loan or any other product or service.
  • To contact you in connection with your enquiry.
  • To contact you via SMS in respect of your loan application.
  • To extract certain information for the purpose of generating statistics for our own internal purposes.To update our website to better meet our customers’ needs in the future.
  • To update our website to better meet our customers’ needs in the future.

Sometimes we'll share your information with carefully selected third parties that we trust to act in our customers' best interests and who treat our customers' information with the same stringent controls that we apply ourselves. We may share this information for the following reasons:

  • If you have given your consent, we may share some of your information with carefully selected third parties so they can provide you with information about products and services that may be of interest to you. You give us your consent by choosing to opt in or out on the application form (or where you apply online on the application page). You can change your mind and remove or addyour consent at any time by writing to us at AutoMoney, 139 Eastbank Street, Southport, PR8 1DQ.
  • We may share your information with third parties when we believe it is necessary to comply with the law or protect our or another person's rights, property or safety. This includes exchanging information with third parties to protect against fraud and reduce payment risks.
  • If there is (or is to be) any change in ownership of our business or assets then we may wish to share your information so that the new owners may continue to operate our business effectively and continue to provide services to our customers. This may include new shareholders or any organisation that might take an assignment or transfer of any agreements we have entered into with our customers.

We will keep your information no longer than is necessary. However;

  • We will keep the information we need to enable us to provide you with the service that you have requested for as long as it takes us to provide that service.
  • We will keep your contact details for as long as we have your consent to send you marketing information and/or pass your contact details to third parties.
  • We will keep records of any transactions you enter into for a minimum of six years. This is so that we can respond to any complaints or disputes that arise in that period.
  • We will keep other information about you if it is necessary for us to do so to comply with the law.

We will only collect and store information about you, with your consent.

We may pass information about you and your agreement to anyone we have appointed to help administer your agreement or to recover amounts owing or to anyone to whom we transfer the agreement.

Countries in the European Economic Area (EEA) are required to have a similar standard of protection of personal data. This is not always the case outside that area. We may transfer data outside the EEA (including to our associated companies in the USA) and will ensure before we do so, that there is adequate protection as required by the relevant Data Protection legislation

From time to time we would like to contact you with offers relating to products of ours which we think you might be interested in. We may tell you about these using a range of methods, including electronic communications, such as the telephone, SMS, or e-mail. We may also wish to share some of your information with third parties so that they can also provide you with information about products and services that might be of interest to you  You give us your consent to send you this information or not by choosing to opt in or out on the application form (or where you apply online, on the application page). You can change your mind and remove or add your consent at any time by writing to us at AutoMoney, 139 Eastbank Street, Southport, PR8 1DQ.

You have the right of access to your personal records or other information that we hold about you. We may charge you £10.00 for each request. If any data or information we hold about you is inaccurate or out of date then please let us know by writing to us at AutoMoney, 139 Eastbank Street, Southport PR8 1D and this will be corrected immediately. You can be deleted from our databases. Please note that this will not delete information held about you on other third party databases or information, which we are required to hold for legal or regulatory purposes.

Some telephone calls may be monitored or recorded for the purposes of maintaining and improving our service standards or for training our staff.

To revise your consent, access, amend or delete your records you should contact us in writing at 139 Eastbank Street, Southport PR8 1DQ.

Security and Confidentiality

Appreciating that both privacy and security of your information is of the utmost importance, Quick Click Loans Ltd have implemented technology and security policies, rules and measures to protect personal information we hold about you. We protect your information by:

  • Utilising an encryption and authentication process to protect our online services. This process ensures that information is scrambled before it is transmitted so that it remains private even if it is intercepted.
  • Ensuring that your information is kept securely in our databases and offices. We only allow our employees and trusted contractors access to your information, and then only if they need it for a specific authorised task. The computers on which we store your information are kept in a secure environment.
  • Ensuring that we only pass your personal data to third parties where security and confidentiality are assured. We take all reasonable steps to protect your information, but data can never be guaranteed 100% secure. Please note that we will not be liable for any breach of security unless we have been negligent.

Cookies

We use cookies to improve your experience of this website. A cookie is a piece of information in a very small (often encrypted) text file. A number of cookies will be placed on your computer if you choose to accept cookies from our website. Some of these cookies will expire at the end of your visit to our website; others will remain stored on your computer between visits. (You may choose to delete these at any time through your browser, but if you delete cookies relating to this website we will not remember things about you, including your cookie preferences, and you will be treated as a first-time visitor the next time you visit the site.)

Cookies allow us to distinguish you from other visitors to our website. The cookies we use can be categorised as follows:

Third party analytical cookies

These are set by third parties that have been engaged by us to recognise and count the number of visitors to our site, to see how visitors move around our site, and to make recommendations to visitors. Any information that these third parties collect via cookies is completely anonymous and does not contain personal information about you.

Functional/settings cookies

These are set by our server; they allow our website to perform basic functions and to remember visitors’ personal settings and preferences.

Authentication cookies

These are also set by our server; they allow our website to recognise returning visitors and enable them to log on.

Essential cookies

These allow us to record your preference regarding our use of cookies on your device. Even if you say “No” to cookies on this website we'll continue to use these 'essential' cookies.

You can change your mind at any time but, for now, by continuing to browse and use this site you provide your consent for us to store and access cookies on your device for the purposes described unless you click the box below.

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We are PROUD MEMBERS of The Consumer Credit Trade Association. AutoMoney were forerunners in the creation of The CCTA Lending Code of Practice and we adhere strictly to its principles. Click here to view. ALWAYS MAKE SURE THE LENDER IS A MEMBER.

350.5%APR Representative
Representative example: Loan amount £1000. Duration 18 months. Repayable by 16 monthly repayments of £170.42 and one of £198.42 (includes Bill of Sale registration fee of £28) commencing two months from the date of the loan. Total amount repayable £2925.14. Rate of interest 187% per annum fixed. Representative 350.5%APR. LOANS ARE SECURED ON YOUR CAR. The vehicle may be repossessed if you do not keep up the repayments.