…or you can apply online below!

Logbook Loans The Same Day!

Get a same-day logbook loan from £500 to £5,000 secured against your car, van or other vehicle.
Our loans are available over 18 to 36 months and there are no hidden fees or charges. Get
 your money within just 60 minutes of approval!

349.9% APR Representative Example: If you borrow £1,200 over 18 months at an interest rate of 160.2% per annum (fixed). You will make 18 monthly payments of £178.97 with a total amount payable of £3,221.46.

Late repayment can cause you serious money problems. Your vehicle may be repossessed if you do not keep up repayments on your loan. For help, go to moneyadviceservice.org.uk

Get a logbook loan from £500 - £5,000 TODAY!

We are the logbook lender that will help you borrow money when you need it most.

Have you had credit issues in the past? Are you struggling to get a loan from other credit lenders? AutoMoney may still be able to help you!

AutoMoney loans use your car as security, in a similar way to how a mortgage or traditional secured loan uses your house as security. Using something as security can allow you to access credit from a lender despite a poor credit history. Using your car as security against the logbook loan means that you do not need to risk your home, nor do you need to ask anyone to be a guarantor to repay your loan if you get into difficulty with the repayments.

That’s why many people consider an AutoMoney Loan against a car to be their ideal solution when they need money fast.

Use the value of your vehicle to secure a logbook loan

 With all the automated credit checks that many lending companies use, borrowing money can be difficult for many people, especially if you have had credit issues in the past. We provide specialist car loans that use your logbook and the car you own as security for the funds you require. This is similar to the way a mortgage is secured on a house, so we do not need to do full a credit check, although we do check to see if you’re in a debt management plan, IVA or bankrupt.

That means that when you need a loan fast, we are here to help you!

You can apply from the comfort of your home and get the cash the same-day – great if you need a loan fast but have poor credit or don’t have anybody that can act as a guarantor. A logbook loan is a great solution because you can use the value of your car as security and your loan could be paid out within just 60 minutes!

The money goes straight into your bank account and keep hold of your car throughout the entire time you are repaying the loan.

Call us now or apply for one of our logbook loans online to find out how easy and quick it is to get a loan when you need it the most.

Getting a Loan with AutoMoney

Your car, van or motorbike is used as security for a logbook loan using a document known as a Bill of Sale. This document transfers the ownership of a vehicle to the logbook lender whilst the loan is being repaid, then once the repayments have all been made, ownership of the vehicle returns to the borrower.

This allows the person taking out the loan to keep possession of their vehicle and continue using it the entire time that they are making the repayments. A vehicle would only ever be repossessed if someone did not keep up with the repayments on their loan and did not work with use to find a solution such as a repayment plan.

When you apply for one of our loans, we will need to do the following:

Make sure your car is free of finance:

A logbook loan cannot be taken out on any vehicle that has an outstanding finance balance on it, unless the balance is low enough to be added to the logbook loan and paid off. We prefer to avoid doing this though as the interest rates of our loans tend to be higher than car finance, so adding the balance to your loan with us could end up costing you more in the long run…which is something that we aim to avoid!

Ensure you can afford the repayments:

As a responsible lender, we want to make sure that you are getting the best deal possible and that you can afford to make the loan repayments comfortably. We will help you by doing an expenditure check so you can be sure that you will have enough money left at the end of each month to pay all your other bills.

Check the ownership documentation for the vehicle:

We will need to see the vehicle’s V5 registration document (commonly known as the “logbook”) and check that you are named as the “Registered Keeper” on it. If you have owned the vehicle for 3 months or less, we will also need to see proof of purchase.

So, in summary, you may be able to take out a loan even if you have had credit problems in the past but you must be able to afford the monthly repayments. When you take out a loan, a “Bill of Sale” will be completed which means that ownership of the car passes to us for the duration of the loan.  The Bill of Sale is then registered with the High Court in London.

You keep driving your car whilst you repay your loan, and once the loan is repaid ownership of the car passes back to you. It is important that you are aware that your car could be repossessed if you do not meet the agreed repayments on your loan and do not engage with us to find an alternative solution such as a repayment plan.

Apply Now!

Simple Lending...

Here at AutoMoney it is our mission to make it as simple as possible to borrow money when you need it most.

As a responsible lender, we always check whether a logbook loan is right for you, and that you can afford the monthly repayments. Your repayments will be fixed, which means that you always know where you stand which can help you budget effectively each month.

You can also make additional repayments to reduce your balance, which will save you money because you only pay interest on the amount of money outstanding on your logbook loan: in simple terms the less you owe the less interest you pay.

Loans Paid Out Same Day:

We provide same day loans for people who may have experienced credit issues in the past. We aim to get your money to you within 60 minutes of approval. We’re here to help you when you need us, but without charging you the earth.

Simple Loan Application:

We’re here to make life easy for you! All you need to do is apply online or call us on 0808 132 1001 and one of our friendly team will let you know how much it will cost. If you decide to go ahead, our friendly team of loans experts, will even complete the paperwork on your behalf!

Once the loan has been approved, we will transfer your money by Express Bank Transfer straight into your bank account so it is possible to have the money in your account within just an hour of approval!

Fixed Rate of Interest:

When you take out a Loan with Auto Money, you always know exactly where you are. As a responsible logbook lender, our loans come with a fixed rate of interest, which means that the interest rate is set for the entire repayment period and will not change. As long as you stick to your repayment plan, your payments will never increase.

AutoMoney Loans: The Benefits:

  • We could still help you, even if you have had credit issues in the past.
  • You keep, drive and maintain your vehicle during the loan.
  • You can borrow the money for a longer period so your monthly repayments could be lower.
Apply Now!
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Poor Credit? We Can Help:

Even if you have had credit issues in the past, you may still be able to get a logbook loan with us today. We consider applications from people with poor credit so we could provide you with £500 to £5,000 over 18 to 36 months today. Get in touch or Apply now!

No Hidden Fees or Charges:

When you take out one of our loans there are absolutely no hidden fees or charges. It’s as simple as that! With our loans there are no nasty surprises!

We made the process as straightforward as possible

1: You can apply for your logbook loan online or call our team on 0808 132 1001

2: Once your loan is approved, one of our nationwide agents will come to visit you at a convenient time and location of your choice for you to sign the paperwork and complete your application.

3: Once the paperwork has been signed and the application process is complete, we will carry out the electronic bank transfer of your loan funds so you could have the money in your bank account in as little as 60 minutes!

Discover how AutoMoney can care for you

Don’t worry, if you’ve got a poor credit history we could still lend to you:

You could still get a logbook loan today. We could provide from £500 to £5,000 over 18 to 36 months today.

There are no hidden fees or charges:

There are absolutely no hidden fees or charges with our loans – we are here simply to help our customers when they need us.

Your loan can be paid out on the same day:

We provide same day loans for people who may have experienced credit issues in the past. We’re here to help you when you need us, but without charging you those silly figures that other lenders quote.

It’s really easy to apply:

We’re here to make life easy for you! All you need to do is call us on 0808 132 1001 or apply online. One of our friendly team will let you know how much it will cost. If you decide to go ahead with your loan, our team will even complete the paperwork for you! Once the loan has been approved, we will transfer your money by Express Bank Transfer straight into your bank account so it is possible to have the money in your account within just 60 minutes of approval!

Our rates of interest are fixed so you know exactly what you are paying:

You always know exactly where you are with AutoMoney because the interest rate you pay on your loan with us is set for the entire repayment period and will not change.

You keep your car:

You keep possession of your vehicle the entire time you are repaying your loan so you can drive and maintain it is normal. Your vehicle is only ever at risk of repossession if you fail to keep up with your repayments and do not work with us to find a solution such as a payment plan. Discover more in our FAQs.

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